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Banking Insights
Personal and business expenses mixed in one account are a tax-time disaster. The Commingling Splitter finds every transaction that needs to be separated — before your CPA has to.
Why commingling costs you real money
When groceries, business software, family dinners, and client invoices all flow through the same account, three things happen. Your CPA spends billable hours untangling them — and bills you for it. Legitimate deductions get missed because they’re buried in personal noise. And if you operate an LLC, mixing funds can weaken the legal separation between you and your business — the exact protection you formed the LLC to get.
The IRS doesn’t accept “it was probably business” as documentation. Every deduction needs a clean trail — and a mixed account has none.
What the Commingling Splitter does
- Reviews every transaction in the statement you upload
- Flags charges that look personal inside a business account — and business charges inside a personal one
- Builds a split report: business, personal, and needs-your-confirmation
- Exports a clean summary your CPA can act on in minutes, not hours
How you use it
- Upload your bank statementAny bank, CSV or PDF. One month or twelve.
- Review the flagged listConfirm or reassign each flagged transaction with one click. Your choices are remembered for next time.
- Share the split reportSend the clean breakdown to your CPA — or keep it for your records.
Untangle your accounts before tax season does it for you.
Early access opens soon. Join the waitlist — no credit card, no setup.